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Deposit Rate of Interest

DOMESTIC TERM DEPOSITS (Including MSD) from 01.01.2010

PERIOD	Rate of Interest % p.a.
	General	Senior Citizens

15 days to 90 days	4.00	4.00
91 days to 180 days	5.00	5.00
181 days to 364 Days	6.50	6.50
1 year to less than 2 years	7.00	7.50
2 year to less than 3 years	7.50	8.00
3 Years	8.00	8.50
Above 3 Years	7.50	8.00
Tax Saver Scheme	8.50	8.50

Terms : Senior citizens: Age- Completed age of 60 years.

1. For bulk deposits of Rs.15 lakhs and above but up to Rs.1.00 cr. the rate will be the card rate for General public
2. For Bulk deposits of above Rs.1 crore the rate will be 0.50% less than the card rate for General public, subject to specific permission to be obtained from General Manager (Treasury) Bulk deposit made in single or multiple lots in the same name (even if it is placed on different rates and dates at different branches) and exceeding Rs.1 crore in aggregate shall be considered as a single deposit of Rs.1 crore & above for which interest rate will be payable at 0.50% below the card rate for General public.
3. No Senior Citizen rate is payable for any Bulk deposit.

NRE TERM DEPOSITS
01-02-2010 to 28-02-2010
PERIOD	Rate of Interest % p.a
1 Year and above but less than 2 years	2.60
2 Years and above but less than 3 Years	2.91
3 Years and above	3.53

NRE Savings A/C: From 17-11-2005 rate of interest will be 3.50% P.a

Interest rates for FCNR (B) Deposits for the period 01.02.2010 to 28.02.2010
Period	USD	GBP	EUR	YEN	CAD	AUD
1 Year and above but less than 2 years	1.85	2.26	2.20	1.68	2.26	6.21
2 Year and above but less than 3 years	2.16	2.75	2.68	1.48	2.36	6.02
3 Year and above but less than 4 years	2.78	3.36	3.08	1.53	2.90	6.28
4 Year and above but less than 5 years	3.29	3.81	3.37	1.62	3.31	6.57
5 Years only	3.71	4.14	3.63	1.72	3.62	6.70

# Libor Rates as Declared by FEDAI #
* Monthly Savings Deposit Scheme

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DOMESTIC TERM DEPOSITS (Including MSD) from 01.01.2010

Interest rates for FCNR (B) Deposits

for the period 01.02.2010 to 28.02.2010