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Type of Locker	Metro/Urban/Semi Urban			Rural
	1 yr	2 yrs	3 yrs	1 yr	2 yrs	3 yrs
Small	750	1500	2250	750	1500	2250
Medium	1000	2000	3000	1000	2000	3000
Big	1500	3000	4500	1500	3000	4500
Extra Large	2000	4000	6000	2000	4000	6000

Credit Cards

	Nil
Entrance Fess
Annual Fees
Add on Card
Service Charges on outstanding balance
Cash withdrawal fees
Hot listing charges
Other Charges

Debit Cards

International Debit card
QAB less than Rs.3000/-	5 Withdrawals free. More than 5 withdrawals Rs.20/- per transaction + Rs.80 p.a annual fee
Rs.3001 to Rs.10000	5 Withdrawals free. More than 5 withdrawals Rs.20/- per transaction
Above Rs.10000	No Ceiling
	For non-maintenance of QAB Rs.60/- per quarter will be charged

Draft Issue

For A/C Holders

	Metro/Urban/Semi Urban	Special category of customers viz., pensioners, senior Citizens & individuals in rural areas) A/c holders
Up to Rs.500.00	Rs.16.00	Rs.14/-
Rs.500.00 to 1000.00	Rs.16.00	Rs.14/-
Rs.1000.00 to 5000.00	Rs.31.00	Rs.28/-
Rs.5000.00 to 10000.00	Rs.37.00	Rs.35/-
Rs.10000.00 to 1.00lakhs	Rs.5 per 1000	Rs.4 per 1000
Rs.1.00 to 10.00 Lakhs	Rs.285+Rs.3 per 1000	Rs.285/-+Rs.2 per 1000
Rs.10.00 Lakhs and above	Rs.300+Rs.4 per 1000	Rs.300/- Rs.3 per 1000

For Non A/c. holder

	Charges
Up to Rs.500.00	Rs.16.00
Rs.500.00 to 1000.00	Rs.26.00
Rs.1000.00 to 5000.00	Rs.42.00
Rs.5000.00 to 10000.00	Rs.42.00
Rs.10000.00 to 1.00lakhs	Rs.6 per 1000
Rs.1.00 to 10.00 Lakhs	Rs.400+Rs.4 per 1000
Rs.10.00 Lakhs and above �	Rs..350+Rs.5 per 1000

Demand draft � Cancellation

	Metro/Urban/Semi Urban	Special category of customers viz., pensioners, senior Citizens & individuals in Rural areas A/c holders
	Rs.10.00	Rs.8/-
Demand draft � Revalidation	Rs.40.00 per instrument	Rs.35/- per instrument
Demand draft � Duplication issuance	Rs.11.00 per 1000.	Rs.9/- per 1000

Outstation Cheque Collection

	Metro/Urban/Semi Urban	Special category of customers viz., pensioners, senior Citizens & individuals in Rural areas A/c holders
UPTO Rs.10000.00	Rs.50 perinstrument	Rs.10/- + POSTAGE
Rs.10000 to Rs.1.00 lac	Rs.100 per instrument	Rs.10/- + POSTAGE
Rs.100001 and above	Rs.150 per instrument	Rs.10/- + POSTAGE

Bills

UPTO Rs.1000	Rs.42/-
Rs.1000 to Rs.5000	Rs.52/-
Rs.5000 to Rs.10000	Rs.62/-
Rs.10000 to Rs.1.00 lakh	Rs.7/- per 1000
Rs.1.00 lakh to Rs.10 lakhs	Rs.6/- per 1000
Rs.10 lakhs and above	Rs.6/- per 1000

NEFT Money transfer

Range	Inward	Outward
		Metro/Urban/Semi Urban	Rural
Upto Rs.1.00 lac	NIL	Rs.5 per transaction	Rs.5 per transaction
Above 1 Lac	NIL	Rs.25 per transaction	Rs.25 per transaction

RTGS Money Transfer

Range	Inward	Outward
		Metro/Urban/Semi Urban	Rural
Rs.1.00 lac to 5.00 lacs	NIL	Rs.25 per transaction	Rs.25 per transaction
Above 5 Lac	NIL	Rs.50 per transaction	Rs.50 per transaction

Cheque Return Charges

Outward Return		Inward Return
Metro/Urban/Semi Urban	Rural	Metro/Urban/Semi Urban	Rural
Rs 65	Rs 50	Rs 100	Rs 100

Cheque Book Issue

SB A/c Holders

	Metro/Urban/Semi Urban	Special category of customers viz., pensioners, senior Citizens & individuals in Rural areas
QAB less than Rs.3000/-	Rs.3/- per leaf will be charged	Rs.3/- per leaf will be charged
Rs.3001 to Rs.10000	2 cheque books free - beyond this Rs.3/- per leaf	2 cheque books free - beyond this Rs.3/- per leaf
Above Rs.10000	5 cheque books free-beyond this Rs.3/- per leadf	5 cheque books free-beyond this Rs.3/- per leadf
Non-maintenance of QAB	Rs.60/- per quarter will be charged	Rs.20/- per quarter will be charged

CA A/c Holders

Rs.3.00 per leaf

	Metro/Urban/Semi Urban	Special category of customers viz., pensioners, senior Citizens & individuals in Rural areas
Issue of duplicate pass book or statement	Rs.21/-	Free
Pass book entry / A/c Statement	Rs.21/-	Free
Duplicate FDRs	Rs.21/-	Rs.15/-

Deposit Accounts

Saving Account (Minimum Balance)
	With Cheque Book	Without chequebook
Rural	Rs.1000/-	Rs.100/-
Semiurban	Rs.2000/-	Rs.500/-
Urban	Rs.2500/-	Rs.750/-
Metro	Rs.3000/-	Rs.1000/-
Current Account	Rs.3000/-

No Frill Account
Collection of Cheques/Bills/Drafts
Local	No Charges
Outstaion	No Charges
Issuing of Cheque Books
Upto one book	No Charges
For every additional Cheque book	Rs.10 per book
Commission for Demand Drafts /Payorders	10 paise per Rs.100 (Subject to a minimum of Rs.5 per instrument)

TERM DEPOSITS

PERIOD	Rate of Interest % p.a.
	General	Senior Citizens

15 days to 90 days	4.00	4.00
91 days to 180 days	5.00	5.00
181 days to 364 Days	6.50	6.50
1 year to less than 2 years	7.00	7.50
2 year to less than 3 years	7.50	8.00
3 Years	8.00	8.50
Above 3 Years	7.50	8.00
Tax Saver Scheme	8.50	8.50
400 days	8.00	7.50

NRE TERM DEPOSITS

01-03-2010 to 31-03-2010

PERIOD	Rate of Interest % p.a.
1 Year and above but less than 2 years	2.59
2 Years and above but less than 3 Years	2.83
3 Years and above	3.44

NRE Savings A/C: rate of interest 3.50% P.a

Interest rates for FCNR (B) Deposits for the period 01.03.2010 to 31.03.2010
Period	USD	GBP	EUR	YEN	CAD	AUD
1 Year and above but less than 2 years	1.84	2.30	2.20	1.68	2.25	6.05
2 Year and above but less than 3 years	2.08	2.57	2.45	1.49	2.37	5.99
3 Year and above but less than 4 years	2.69	3.11	2.85	1.54	2.94	6.22
4 Year and above but less than 5 years	3.20	3.58	3.18	1.62	3.36	6.50
5 Years only	3.62	3.94	3.47	1.73	3.69	6.65

Loans

PROCESSING CHARGES

Particulars	Processing Charges @
1. For advances upto Rs. 25,000/- (for Priority Sector and Micro & Small Enterprise Advances)	Nil
2. For priority sector advances above Rs. 25,000/- but upto 2.00 lakhs (for Priority Sector and Micro & Small Enterprises Advances)	Rs. 100/-
3. For Priority Sector Advances above Rs. 2.00 lakh and upto Rs. 5.00 lakh (other than Micro & Small Enterprises Advances)	Rs. 750/-
4. For Micro & Small Enterprises Advances upto Rs. 5.00 lakh	Nil
5. For Agricultural Advances upto Rs. 2.00 lakh.	Nil
6. For Agricultural Advances above Rs. 2.00 lakh and upto Rs. 5.00 lakh	0.10 % p.a.
7. For non-priority advances upto Rs. 5.00 lakh	0.25 % p.a.
8. For all Jewel Loans & LAD	Nil
9. For All Advances of above Rs. 5.00 lakh (both priority & non-priority)

Nature of facility	Processing	Maximum	Minimum
Nature of facility	Charge	Rs.	Rs.
For Working Capital Limits	0.75% p.a.	35.00 lakh	3750/-
(both fresh and renewal)

For Loans (short term, medium term and long term loans)	1.10%	No maximum cap	Rs. 250/-
Term Loan Review Charges: (for all loans over Rs. 10 lakh) : 0.10 % p.a. ***

***Applicable to all loans with maturity period of more than 24 months.

For Schematic Loans			Minimum
CUB � Consumer, Easy Ride, Yoha Vahana, Dharani and Swayam Graha	1%	No Maximum Cap	Rs. 250/-
CUB � Easy business	0.50 % p.a.	-do-	Rs. 7500/-
CUB � Dharani Special	1 %	-do-	Rs. 500/-
CUB- VidhyaVani	Nil	Studies in India
CUB- VidhyaVani	0.20%	Studies Abroad
Unit inspection charges $
Below Rs. 2.00 lakhs	Nil
Above Rs. 2.00 lakhs & upto Rs. 10.00 lakhs	Rs. 1000 p.a.
Above Rs. 10.00 lakhs and upto Rs. 50.00 lakhs	Rs. 2000 p.a.
Above Rs. 50 lakhs & upto Rs. 5 crores	Rs. 5000 p.a.
Above Rs. 5 crores	Rs. 10000 p.a.
$ - in addition to stock audit fees.
For Non Fund Facilities	Processing Charges
For BG / LCs (inland) partly secured / Unsecured	0.20% in addition to the commission.
For BG / LCs (inland) fully secured by Deposits	0.10% in addition to the commission

Issue of Solvency Certificate	0.30 %	Minimum Rs. 200 and Maximum of Rs. 1,00,000/-
Non submission of Audited Balance Sheet	Rs. 500 per month	If not submitted before 30^th November (to be collected from December onwards upto the month of submission)
(For borrowers enjoying working capital limit of Rs. 10 lakh and above)	Rs. 500 per month

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