CUB's NRI customers can open Fixed Deposit (FD) and transfer funds from NRO / NRE / FCNR account.
Deposit can be opened as Cumulative or Non - Cumulative Deposit
Deposit can be opened jointly with a Non - Resident or Resident
Joint Account with a Resident in India will be on Former or Survivor Basis
TDS will be applicable on interest earned.
In case of Non Cumulative deposit, you can receive interest quarterly
Principal together with interest can be remitted outside India or can be credited to NRE Account upto USD 1 Million per financial year subject to production of undertaking by the remitter and certificate from a Chartered Accountant
FREE CUB Net banking to view the deposits
NO SERVICE CHARGES for inward remittances from abroad
Funds can be transferred from NRO / NRE / FCNR Account
No interest is payable if deposit is preclosed before the minimum stipulated period
Preclosure of deposit after the minimum stipulated period but before maturity will attract penalty as per the Bank’s policy from time to time
Conversion of foreign currency into Indian Rupees or vice versa will attract GST as per GoI notification
Loan against the security of deposit can be obtained subject to RBI guidelines and Bank’s policy in force
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