credit card charges

Dear Customers, We are planning for a maintenance of our systems to serve you better. Due to this there may be disruption in our services on 25th Oct 2025 between 00:30 Hrs to 03:30 Hrs in ATM Switch Services. Please bear with the disruption if any and we regret for the inconvenience caused.

BCP Activity

इस महत्वपूर्ण समय में, द न्यू इंडियन एक्सप्रेस और दिनामणि से हर दिन ई-पेपर न्यूज़ डाउनलोड करें

ई-पेपर

CITY UNION BANK is registered with DICGC

DICGC

credit card charges

PARAMETER	DHI CUB VISA /MASTER /RUPAY CREDIT CARD
Joining Fee - (Primary Card)	शून्य
Annual Fee - (Primary Card)	शून्य
Annual Fee - (Supplementary Card)	शून्य
Minimum Amount Due (MAD)	10% of billed amount plus any overdue and over limit amount.
Cash Advance Fee	Up to 5% of amount withdrawn with a minimum of Rs.500/-.
Interest Rate (Annual Percentage Rate)	Up to 2.95% p.m. (Up to 35.40% p.a.)
Foreign Exchange Conversion Fee	Up to 2.50% for transactions not in Indian Rupees.
Interest Free Credit Period	Not less than 20 days from statement date.
Late Payment Fee	Rs.500/- for every month of delay.
Over limit Fee	Up to Rs.500/- per statement cycle if the account is over limit at any time during statement cycle.
Card replacement fee	₹500/-
Rental Surcharge	1% of the value of transaction performed under MCC 6513
Goods & Service Tax	At applicable rates for fees & charges that fall within the purview of the tax