BHIM CUB-eWallet UPI

CUB Introducing UPI Facility through ‘BHIM CUB-eWallet’' app. UPI (Unified payments Interface) is a platform which enables you to link any bank account to send or receive payments instantly in more secure way with a single identifier called VPA without knowing the recipients bank account information.

Virtual Payment Address (VPA)

Virtual Payment Address (VPA) is an identifier that is uniquely mapped to an individual account (Any Bank Account) for secured UPI payments. The VPA can be in the format of xxxx@cub (where the xxx could be anything according to the customers wish).

Get Started

• Click here to download the CUB eWallet app
• Register your mobile number and generate the wallet pin
• Login into the wallet
• Use the BHIM@CUB icon to proceed to UPI registration & transactions

Creating VPA

• Click on Manage UPI accounts and then Add button to add the account
• Select the bank to which the VPA has to be created and the select the account number displayed.
• Provide the Virtual address according to your convenience
• Then provide the requested details and set the pin (If you are already a CUB MBank App user you can use your MBank MPIN as UPI pin)
• Thus your VPA for the specified account has been created

Send Money

• Click on the Pay icon.
• Select the account from which the transaction has to be done
• Send Money with QR Scan and Pay. Supports Dynamic QR
• Can send Money from App QR from BHIM Pay
• Use pay option for added beneficiary or use Quick-Pay option for the new beneficiary
• Select the beneficiary type from the drop down
• Provide the necessary beneficiary details based on selected type
• Provide the amount to be transferred and click on submit button
• Thus the amount has been successfully transferred

Collect Money

• Click on Collect icon
• Select the account to which the amount has to be loaded
• Colect Money with QR Scan and Pay. Supports Dynamic QR
• Use collect option for added beneficiary or use Quick collect option for new beneficiary
• Provide the Beneficiary Virtual Address in case of Quick collect
• Provide the expiry time and the amount needed to be transferred
• The beneficiary could transfer the amount within the specified time or else the request would expire automatically

Terms and Conditions

• Max Limit : 1 Lakh Per day
• Frequency : Max 10 transactions per bank account (In a span of 24 Hrs, where timestamp of 1st transaction is considered as start time)