JEEVAN ANAND

Enjoy Twin benefits Of FULL PAYOUT on maturity & continued LIFELONG COVER thereafter

• Minimum Basic Sum Assured : ?1,00,000/-
• Age Eligibility : 18-50 years
• Maximum maturity age : 75 years
• Loan facility available
• Accidental Death & Disability Benefit Rider available

* subject to condition, please read product brochure for detailed information

* Insurance is a subject matter of solicitation

JEEVAN LABH

Life Cover with attractive returns

• Minimum Basic Sum Assured : ?200,000/-
• Maximum Basic Sum Assured : No Upper limit
• Minimum Entry Age : 8 years
• Maximum Entry Age : 50/54/59 years for policy term 25/21/16 years
• Optional Benefits :
  • -   LIC's Accidental Death and Disability Benefit Rider
  • -   LIC's New Term Assurance Rider

* subject to condition, please read product brochure for detailed information

* Insurance is a subject matter of solicitation

JEEVAN UMANG

"A Non-linked with profit, whole life Assurance Plan"

Get GUARANTEED Survival Benefit equal to 8% of Basic Sum Assured each year after the final premium, till Age 99 and lump sum maturity benefit on survival to Age 100

FEATURES

• Age Eligibility : For a child of 90 days to 55 years
• Minimum Basic Sum Assured : 2,00,000
• Maximum Basic Sum Assured : No limit
• Premium Paying Term : 15, 20, 25 and 30 years
• Policy Term : (100 minus age at entry)years

OPTIONAL RIDERS

• LIC's Accidental Death & Disability Benefit Rider
• LIC's Accidental Benefit Rider
• LIC's New Term Assurance Ride
• LIC's New Critical illness Benefit Rider
• LIC's Premium Waiver Benefit Rider

SPECIAL FEATURES :

• Life Long risk cover till Age 100
• Bonus throughout the term
• Final additional bonus(if any)
• Loan Facility

Why Jeevan Umang?

Life-long, guaranteed, tax-free Money Back Instalment till age 99

• 8% of Sum Assured (or 8% of Paid-up value for lapsed policies, if Paid up Value is Rs.2Lacs or more)

Increasing life insurance cover, through-out the life time of policyholder

• Attractive Bonus additions during PPT and also thereafter. High Final Additional Bonus additions

Flexibility in Premium Payment

• Long years of premium commitment, no more a deterrant. For high SA policies, when paid-up value goes above Rs.2L, reduced benefits continue, even if future premium are not paid & policy lapses

Flexibility in receiving final payment from LIC after Prem Pay Term(PPT)

• Policy can be surrendered any time Premium Payment Term, with attractive Surrender benefits. Effectively it becomes an "Any Time Maturity" product after Premium Payment Term

Liquidity by way of Policy Loans

• During Premium Payment Term, loan is available after first two years of an in-force policy
• After PPt, loan is calculated such that interest payable is half of Money Back Instalment receivable. In this case, loan interest instalments will be automatically recovered from Money Back payments

Attractive optional riders

• Accidental & Disability Benefit rider : upto age 70 years. Double S.A. payable on accidental death. 10% S.A. paid every year for 10 years on accidental permanent disability. Future Premiums waived.
• Critical Illness rider : upto age 75 years. 15 critical illnesses covered. One S.A. paid on diagnosis.
• Term rider : upto age 75 years. Additional, Natural risk cover can be opted with low premiums.
• Premium Waiver Benefit rider : for minors(up to age 25)

Income Tax Benefits

• IT rebate for premiums paid u/s 80c. Maturity / SB totally exempt u/s 10(10(D))

* subject to condition, please read product brochure for detailed information

* Insurance is a subject matter of solicitation

JEEVAN TARUN(934)

Ideal for SAVINGS, PROTECTION & SECURING your child's future

• Moderate premiums.
• Multiple premium payment frequency to choose from.
• Premium Discount is available for higher Sum Assured (SA).
• Premium Waiver Rider option, will ensure the planned returns will be payable to the child irrespective of your presence.
• Life Cover to the extent to 125% of Sum Assured + Bonus + Final Additional Bonus
• For life assured below 8 years age - life cover will start, on completion of 2 policy years OR 8 years of age - whichever is earlier.
• Survival benefit : Option to get Survival Benefit (SB) on each policy anniversary from 20 to 24 years of age. Further option is available for choosing the amount of SB receivable, i.e. it can be 15% or 10% or 5% of the Basic Sum Assured.
• Maturity benefit : Sum Assured (Balance SA, if SB is chosen) + Bonus + Final Additional Bonus (as applicable) will be paid on completion of 25 years of age.
• Loan is available any time after 2 policy years.
• Policy can be back dated within the same financial year to match an important event of your child.
• Premium Paid is TAX EXEMPTED u/s 80 C.
• All returns from the policy are TAX FREE u/s 10(10)(D).

* subject to condition, please read product brochure for detailed information

* Insurance is a subject matter of solicitation