SEND MONEY

Send money by entering Virtual Payment Address (UPI ID), Account number and QR Scan.

REQUEST MONEY

Collect money by entering Virtual Payment Address (UPI ID). Additionally through CUB BHIM UPI App, one can also transfer money using Mobile No. (Mobile No should be registered with CUB BHIM or *99# and account should be linked).

SCAN & PAY

Pay by scanning the QR code through Scan & Pay or generate your to let others make easy payments to you.

GENERATE QR

You can view the static QR code and Payment addresses linked to your account. You can also share the QR code through various messenger applications like WhatsApp, Email etc. available on phone and can also download the QR code.

BANK ACCOUNT

You can add other bank accounts on CUB BHIM UPI App and can switch between multiple bank accounts linked with your CUB BHIM UPI App. You can set/change your UPI PIN or check your balance.

PAY TO CONTACT

Now you can quickly send money through UPI using PAY TO CONTACT option in CUB All in One Mobile app No need to have mutiple apps to make payments using mobile number.

BALANCE ENQUIRY

You can check your balance details using CUB BHIM UPI app.

SET/ RESET PIN

Login Mobile Banking Application (Available in Playstore / IOS APP store “CUB Mbank Plus").

Select UPI -> Manage UPI PIN

1. If you forgot UPI PIN, use FORGOT UPI PIN option.

2. If Existing PIN needs to be changed, use CHANGE UPI PIN option.

APPLY FOR IPO USING UPI ID

The Securities & Exchange Board of India (SEBI) has introduced for retail investors applying through registered brokers, DPs (depository participants) and RTAs (Registrar and transfer agents) to invest in IPOs through the UPI mode. The process for applying for IPO is very easy to understand.

How to Apply?

Create your Kotak UPI ID/VPA by opening the BHIM UPI section of the Kotak Mobile Banking app. Please click here to learn how to create UPI Id.

Please input your Kotak UPI ID/ VPA or any other UPI ID (of UPI 2.0 enabled Apps linked to your Kotak Bank account), in the IPO application form and submit the same during IPO issue period.

3. A mandate request will be sent to your Kotak Mobile banking app (if Kotak UPI is used) or other UPI App (if any other UPI id is used) which you need to approve by entering UPI PIN post checking all the details in the mandate request.

Once approved, the amount will be blocked in your Kotak Bank account and will not be available till end date or expiry date of mandate for If you get the share allotment, the amount will be debited from your account

If you do not get the shares, the block will be removed and the amount will be release for use in your Kotak Bank account.

In case of partial allotment of shares, the corresponding amount would be debited and the remaining amount will released to the customer’s account More details on the process, the list of enabled apps and banks, visit: NPCI , SEBI

MERCHANT PAYMENTS

With UPI, you can also pay to a merchant on their online platform or at the retail outlet using your UPI ID

Some of the key merchants to whom you can pay using UPI are:

HPCL
Bajaj Finserv Ltd.
TBZ Limited
And 5000+ other merchants….

Forgot UPI PIN

Select the bank account for which you want to set a UPI Pin. You will see a Set option in case you have never set a UPI Pin for the bank account. Otherwise, you will see a Reset option to set a new UPI Pin for the bank account.

Enter Debit/ATM card details.

Enter the last six digits of your Debit/ATM card number and the expiry date. OTP will be sent from Bank End to your registered mobile number. Enter the OTP and enter new PIN to set your UPI PIN.
Upon successful PIN change, a confirmation SMS will be sent from Bank.

Change UPI PIN

Click Bank Accounts option available in Menu.

Click on the Bank to change the UPI PIN.

Click on the change UPI PIN button available in Menu.

Enter old 4 digit PIN.

Enter new 4 digit PIN and confirm.

PIN will be reset. Upon successful change, a confirmation SMS will be sent from Bank.

Kindly Note that New MPIN should not match with previous 5 MPINs.