RuPay PaySecure

• PaySecure is a payment service that allows you to use your RuPay debit card for online purchases. It uses a simplified yet secure architecture. It offers additional security measures wherein the mode of validation is by entering OTP received in customer’s registered mobile number to make payment online.

Key Features

• The solution offers enhanced security measures as per RBI mandated 2-Factor authentication viz. OTP based authentication
• Highly secure, User friendly and smooth adaptability
• Simplified architecture & transaction flow reduces transaction time, resulting in faster transaction processing and reduction in drop-outs
• Customer Experience: During the online payment the cardholder's authentication data is collected in a secured manner.

Verified by VISA

• Verified by Visa (VBV) is an easy to use, secured online payment service from City Union Bank that lets you shop securely online with your existing City Union Bank Visa Debit Card. This service through a simple checkout process, confirms your identity when you make purchases on the Internet.
• Through a personal assurance message displayed on the screen and which is shared only between you and the bank, the authenticity of the page requesting your authentication is assured. We suggest you to keep changing your password at regular intervals for increased safety.
• Note for Debit Cards: You may use your card only at VBV (Verified by Visa) enabled merchants. Look out for 'Verified by Visa' logo on the merchant web site to confirm that they are VBV enabled.

RuPay PaySecure Usage

• The following flow describes how the customer can use RuPay PaySecure to make online transactions:
• The new workflow requires card credentials and OTP to complete the online e-commerce transaction.
• The OTP is always delivered to your registered mobile number making it more secure
• You need not remember any personalized image, phrase while doing an online transaction.
• You need not register your RuPay card at City Union Bank website to carry out online transaction.
• The new Card + OTP workflow is made available for usage with effect from 24th May 2016.
• If you have not updated your mobile number with City Union Bank please register the same immediately through your branch to perform hassle-free online e-commerce transactions.
• Enjoy the convenience of online shopping with City Union Bank RuPay debit card..
• The customer will now be notified about the successful transaction on submitting a valid OTP.

Target Customers

• All RuPay Debit Card Holders for online transactions viz. bill payments, online purchases etc.