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| DOMESTIC TERM DEPOSITS (Including MSD) from 01.08.2021 |
| Period | |||||||||||||
| Rate of Interest % p.a | |||||||||||||
| Senior Citizens |
Bulk Deposit (Rs.2.00cr & above) |
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| 7 days to 14 days | 3.00% | 3.00% | 3.00% | ||||||||||
| 15 days to 45 days | 3.00% | 3.00% | 3.00% | ||||||||||
| 46 days to 90 days | 3.25% | 3.25% | 3.00% | ||||||||||
| 91 days to 180 days | 3.50% | 3.50% | 3.00% | ||||||||||
| 181 days to 270 days | 3.75% | 3.75% | 3.00% | ||||||||||
| 271 days to 364 days | 4.75% | 4.75% | 3.00% | ||||||||||
| 365 days | 5.00% | 5.50% | 5.25% | ||||||||||
| 366 days to 550 days | 5.00% | 5.50% | 3.25% | ||||||||||
| 551 days to 2 years | 5.25% | 5.75% | 3.30% | ||||||||||
| Above 2 years and up to 3 years | 5.00% | 5.50% | 3.00% | ||||||||||
| Above 3 years and upto 5 years | 5.00% | 5.00% | 2.50% | ||||||||||
| Above 5 years and upto 10 years | 5.00% | 5.00% | 2.00% | ||||||||||
| Tax Saver Schemes (both for General category and Senior Citizens) ROI p.a 5.25% | |||||||||||||
For NRO deposits, the above rates under General category will alone be applicable i.e., senior citizen rate is not applicable.
Terms : Senior citizens: Age - Completed age of 60 years.
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*No interest is payable if NRE deposit is preclosed before one year. Preclosure of deposit after one year but before maturity will attract penalty as per the Bank’s policy from time to time
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| Interest rates for FCNR (B) Deposits from 01-DEC-2021 to 31-DEC-2021 | |||||||
| PERIOD | USD | GBP | EUR | YEN | CAD | AUD | SGD |
| 1 Year and above but less than 2 Years | 0.82 | 0.79 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 2 Years and above but less than 3 Years | 1.21 | 1.19 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 3 Years and above but less than 4 Years | 1.48 | 1.32 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 4 Years and above but less than 5 Years | 1.63 | 1.34 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 5 Years only | 1.72 | 1.32 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest rates on RFC Deposits from 01-DEC-2021 to 31-DEC-2021 | ||||||||
| PERIOD | USD | GBP | EUR | SGD | ||||
| 1 Year and above but less than 2 Years | 0.82 | 0.79 | 0.00 | 0.00 | ||||
| 2 Years and above but less than 3 Years | 1.21 | 1.19 | 0.00 | 0.00 | ||||
| 3 years | 1.48 | 1.32 | 0.00 | 0.00 | ||||
# Libor Rates as Declared by FEDAI #
* Penal interest of 1% for premature closure of Deposits
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