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Revision of interest rate for Domestic Term Deposits & NRE Deposits from 25.10.2022 Period Rate of Interest % p.a Senior Citizens 7 days to 14 days 4.00% 4.00% 15 days to 45 days 4.10% 4.10% 46 days to 90 days 4.50% 4.50% 91 days to 180 days 5.00% 5.00% 181 days to 270 days 5.50% 5.75% 271 days to 364 days 5.75% 6.00% 365 days to 399 days 6.25% 6.50% 400 days 6.50% 6.75% 401 to 699 days 6.75% 7.00% 700 days 7.10% 7.40% 701 to 3 Years 7.00% 7.25% Above 3 Years upto 10 Years 6.90% 7.25% Tax Saver 7.00% For NRO deposits, the above rates under General category will alone be applicable i.e., senior citizen rate is not applicable.
NRE TERM DEPOSITS ( Senior citizen rate not applicable) From 25-10-2022 PERIOD Revised ROI(%) 365 days to 399 days 6.25% 400 days 6.50% 401 days to 699 days 6.75% 700 days 7.10% 701 days to 3 Years 7.00% Above 3 Years to 10 Years 6.90% For Bulk deposit(Single Rupee term deposits of Rs.2.00 Crores and above), branch shall approach Treasury department and obtain bulk deposit rate of Interest.
Revised rate of interest on savings Bank account with effect from 01.11.2021 Average balance Rate of Interest % p.a Less than Rs. 1 lakh 3.00% Above Rs. 1 lakh and up to Rs.10 lakh 3.50% Above Rs.10 lakhs up to Rs.49.99 crore 4.00% Rs.50 crore and above 5.00% Interest rates for FCNR (B) Deposits with effect from 06-December-2022 PERIOD USD GBP EUR YEN CAD AUD SGD 1 Year and above but less than 2 Years 5.60% 3.99% 1.66% 0.20% 3.51% 3.25% 0.25% 2 Years and above but less than 3 Years 5.50% 3.44% 1.66% 0.20% 3.51% 3.25% 0.25% 3 Years and above but less than 4 Years 5.40% 3.19% 0.00% 0.20% 3.51% 3.50% 0.25% 4 Years and above but less than 5 Years 4.80% 3.09% 0.00% 0.20% 3.41% 3.50% 0.25% 5 Years only 4.70% 2.99% 0.00% 0.20% 3.31% 3.50% 0.25% Interest rates on RFC Deposits with effect from 06-December-2022 PERIOD USD GBP EUR SGD 1 Year and above but less than 2 Years 5.60% 3.99% 1.66% 0.25% 2 Years and above but less than 3 Years 5.50% 3.44% 1.66% 0.25% 3 years 5.40% 3.19% 0.00% 0.25% We may offer 0.50% p.a. on USD RFC savings account & 0% p.a. on EUR, SGD & GBP RFC savings account.
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