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| Savings Account | |
|---|---|
| From 25-06-2025 | |
| Day End Balance | ROI(%) |
| Below Rs.10 lakh | 2.75% |
| Rs.10 lakh & Above and Below Rs.1 Crore |
3.00% |
| Rs.1 Crore & Above and Below Rs.10 Crore |
3.50% |
| Rs.10 Crore & Above and Below Rs.50 Crore |
4.00% |
| Rs.50 crore and Above |
4.50% |
| Domestic/NRO Callable Term Deposit |
|||||
|---|---|---|---|---|---|
| From 16-06-2026 |
|||||
| Period | Rate of Interest % p.a | ||||
| General | Senior Citizen | Super Senior Citizen | |||
| 7 days to 14 days | 4.00% | 4.00% | 4.00% | ||
| 15 days to 45 days | 4.25% | 4.25% | 4.25% | ||
| 46 days to 90 days | 4.75% | 4.75% | 4.75% | ||
| 91 days to 180 days | 5.75% | 5.75% | 5.75% | ||
| 181 days to 270 days | 6.00% | 6.25% | 6.25% | ||
| 271 days to 364 days | 6.25% | 6.50% | 6.55% | ||
| 365 days to 443 days | 6.65% | 6.90% | 6.95% | ||
| 444 days | 7.10% | 7.35% | 7.40% | ||
| 445 days to 554 days |
7.15% | 7.40% | 7.45% | ||
| 555 days | 7.25% | 7.50% | 7.55% | ||
| 556 days to 3 years | 6.50% | 6.75% | 6.80% | ||
| Over 3 Years upto 5 Years | 6.55% | 6.75% | 6.80% | ||
| Over 5 Years upto 10 Years | 6.25% | 6.50% | 6.60% | ||
| Tax Saver | 6.75% | ||||
| For *NRO deposits, the above rates under General category will alone be applicable i.e., senior citizen rate & super senior citizen rate is not applicable. | |||||
| NRE TERM DEPOSITS (Senior citizen & Super senior citizen rate not applicable) | |
|---|---|
| From 16-06-2026 | |
| PERIOD | ROI(%) |
| 365 days to 443 days | 6.65% |
| 444 days | 7.10% |
| 445 days to 554 days |
7.15% |
| 555 days | 7.25% |
| 556 days to 3 years | 6.50% |
| Over 3 Years up to 5 Years |
6.55% |
| Over 5 Years up to 10 Years |
6.25% |
| Non-Callable deposit above 1 Cr and below 3 Cr |
|||||
|---|---|---|---|---|---|
| From 16-06-2026 |
|||||
| Period | Rate of Interest % p.a | ||||
| General | Senior Citizen | Super Senior Citizen | |||
| 7 days to 14 days | 4.00% | 4.00% | 4.00% | ||
| 15 days to 45 days | 4.25% | 4.25% | 4.25% | ||
| 46 days to 90 days | 4.75% | 4.75% | 4.75% | ||
| 91 days to 180 days | 5.80% | 5.80% | 5.80% | ||
| 181 days to 270 days | 6.10% | 6.35% | 6.40% | ||
| 271 days to 364 days | 6.30% | 6.55% | 6.60% | ||
| 365 days to 443 days | 6.70% | 6.95% | 7.00% | ||
| 444 days | 7.15% | 7.40% | 7.45% | ||
| 445 days to 554 days |
7.20% | 7.45% | 7.50% | ||
| 555 days | 7.30% | 7.55% | 7.60% | ||
| 556 days to 3 years | 6.50% | 6.75% | 6.80% | ||
| Over 3 Years upto 5 Years | 6.55% | 6.75% | 6.80% | ||
| Over 5 Years upto 10 Years | 6.25% | 6.50% | 6.60% | ||
| For *NRO deposits, the above rates under General category will alone be applicable i.e., senior citizen rate & super senior citizen rate is not applicable. | |||||
| NRE Non-Callable Term Deposits above 1 Cr and below 3 Cr (Only General Category) | |
|---|---|
| From 16-06-2026 | |
| PERIOD | ROI(%) |
| 365 days to 443 days | 6.70% |
| 444 days | 7.15% |
| 445 days to 554 days |
7.20% |
| 555 days | 7.30% |
| 556 days to 3 years | 6.50% |
| Over 3 Years up to 5 Years |
6.55% |
| Over 5 Years up to 10 Years |
6.25% |
| A.Interest rates for FCNR (B) Deposits with effect from 09-10-2026 | |||||||
|---|---|---|---|---|---|---|---|
| PERIOD | USD | GBP | EUR | YEN | CAD | AUD | SGD |
| 1 Year and above but less than 2 Years | 4.60% | 4.00% | 2.00% | 0.20% | 2.00% | 4.00% | 0.80% |
| 2 Years and above but less than 3 Years | 4.00% | 4.00% | 2.00% | 0.20% | 1.80% | 3.90% | 0.70% |
| 3 Years and above but less than 4 Years | 3.20% | 3.10% | 1.30% | 0.20% | 1.80% | 3.50% | 0.70% |
| 4 Years and above but less than 5 Years | 3.20% | 3.10% | 1.20% | 0.20% | 1.70% | 3.40% | 0.70% |
| 5 Years only | 2.90% | 3.10% | 1.00% | 0.20% | 1.60% | 3.30% | 0.60% |
| B.Differential Interest rates on FCNR [B] Deposits beyond a threshold with effect from 09-10-2026 | ||||
|---|---|---|---|---|
| PERIOD | Threshold | ROI | ||
| 1 Year and above but less than 2 Years | USD 0.50 Million and Above | 4.85@ | ||
@ Subject to prior permission from IBD/ Treasury
| C. Interest rates on RFC Deposits with effect from 09-10-2026 | ||||
|---|---|---|---|---|
| PERIOD | USD | GBP | EUR | SGD |
| 1 Year and above but less than 2 Years | 4.60% | 4.00% | 2.00% | 0.80% |
| 2 Years and above but less than 3 Years | 4.00% | 4.00% | 2.00% | 0.70% |
| 3 years | 3.20% | 3.10% | 1.30% | 0.70% |
Premature Closure of Deposit will attract penalty as stated below:
1% penalty will be charged on the applicable rate of Interest for the period from the
date of deposit till the date of pre-closure (Or) 1% penalty will be charged on the
original contracted rate.
Lower ROI after penalty stated above will be paid.
We offer 0.50% p.a. on USD RFC savings account & 0% p.a. on EUR, SGD & GBP RFC savings account.
Last Updated on: 09-10-2026 04:27:21 PM
Bank on CUB Bank on CUB
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for all your needs.
Anywhere... Anytime...
A distinct bank for all your needs. Anywhere... Anytime...
