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Ask Lakshmi, Your Virtual Assistant
Call CUB’s 24 X 7 Customer Care:
Write to us: customercare@cityunionbank.com
| Period | Rate of Interest % p.a | ||
|---|---|---|---|
| General | Senior Citizens | ||
| 7 days to 14 days | 5.00% | 5.00% | |
| 15 days to 45 days | 5.50% | 5.50% | |
| 46 days to 90 days | 5.75% | 5.75% | |
| 91 days to 180 days | 6.00% | 6.00% | |
| 181 days to 270 days | 6.25% | 6.50% | |
| 271 days to 332 days | 6.50% | 6.75% | |
| 333 days | 7.50% | 8.00% | |
| 334 days to 400 days | 7.00% | 7.25% | |
| 401 days to 3 Years | 6.50% | 6.75% | |
| Above 3 Years upto 10 Years | 6.25% | 6.50% | |
| Tax Saver | 7.10% | 7.10% | |
| For *NRO deposits, the above rates under General category will alone be applicable i.e., senior citizen rate & super senior citizen rate is not applicable. | |||
| Period | Rate of Interest % p.a | |
|---|---|---|
| Super Senior Citizens | ||
| 7 days to 14 days | 5.00% | |
| 15 days to 45 days | 5.50% | |
| 46 days to 90 days | 5.75% | |
| 91 days to 180 days | 6.00% | |
| 181 days to 270 days | 6.50% | |
| 271 days to 332 days | 6.75% | |
| 333 days | 8.10% | |
| 334 days to 400 days | 7.30% | |
| 401 days to 3 Years | 6.75% | |
| Above 3 Years upto 10 Years | 6.50% | |
| Tax Saver | 7.10% | |
| NRE TERM DEPOSITS (Senior citizen & Super senior citizen rate not applicable) | |
|---|---|
| From 01-09-2024 | |
| PERIOD | Revised ROI(%) |
| 365 days to 400 days | 7.00% |
| 401 days to 3 Years |
6.50% |
| Above 3 Years up to 10 Years |
6.25% |
| Domestic/NRO Rupee Term deposits above Rs 1.00 Cr and below Rs 3.00 Cr for "CUB Deposit Plus - Non callable Deposit" | |||
|---|---|---|---|
| From 18-09-2024 | |||
| Particulars | General | Senior Citizens | Super Senior Citizens |
| Non Callable (Above 1 Cr and below 3Crs) | Non Callable (Above 1 Cr and below 3Crs) | Non Callable (Above 1 Cr and below 3Crs) | |
| 91 days to 180 days | 6.00% | 6.00% | 6.00% |
| 181 days to 270 days | 6.25% | 6.50% | 6.50% |
| 271 days to 332 days | 6.50% | 6.75% | 6.75% |
| 333 days | 7.85% | 8.05% | 8.25% |
| 334 days to 400 days |
7.10% | 7.35% | 7.35% |
| 401 days to 3 years | 6.60% | 6.85% | 6.85% |
| Above 3 Years up to 10 Years | 6.25% | 6.50% | 6.50% |
| For *NRO deposits, the above rates under General category will alone be applicable i.e., senior citizen rate & super senior citizen rate is not applicable. | |||
Bulk deposit (Single Rupee term deposits of Rs.3.00 Crores and above) subject to prior approval from Treasury Department.
| NRE TERM DEPOSITS (Senior citizen & Super senior citizen rate not applicable) | |
|---|---|
| Non Callable (Above 1 Cr and below 3Crs) | |
| From 18-09-2024 | |
| PERIOD | Revised ROI(%) |
| 365 days to 400 days | 7.10% |
| 401 days to 3 Years |
6.60% |
| Above 3 Years up to 10 Years |
6.25% |
| Domestic/NRO Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above | |||||||
|---|---|---|---|---|---|---|---|
| From 13-01-2025 | Callable Bulk Deposit | ||||||
| Period | ROI(%) | ||||||
| Rs. 3 Cr to < Rs. 05 Cr | Rs. 5 Cr to < Rs. 10 Cr | Rs. 10 Cr < Rs. 15 Cr | Rs. 15 Cr to < Rs. 25 Cr | Rs. 25 Cr to < Rs. 50 Cr | Rs. 50 Cr to < Rs. 100 Cr | Rs. 100 Cr to Rs. 500 Cr | |
| 7 days to 14 days | 5.50% | 5.50% | 6.00% | 6.25% | 6.50% | 6.75% | 6.75% |
| 15 days to 45 days | 5.75% | 5.75% | 6.00% | 6.20% | 6.70% | 6.75% |
6.75% |
| 46 days to 90 days | 6.25% | 6.25% | 6.40% | 6.75% | 6.80% |
6.95% | 7.00% |
| 91 days to 180 days | 6.50% | 6.50% | 6.60% | 6.80% | 6.80% | 6.90% | 6.90% |
| 181 days to 270 days | 6.75% | 6.75% | 6.75% | 7.00% | 7.00% | 7.20% | 7.20% |
| 271 days to 332 days | 6.80% | 6.80% | 7.00% | 7.30% | 7.30% | 7.30% | 7.30% |
| 333 days |
7.50% | 7.50% | 7.50% | 7.75% | 7.75% | 7.75% | 7.75% |
| 334 days to 400 days | 7.70% | 7.70% | 7.80% | 7.80% | 7.90% | 7.90% | 7.90% |
| 401 days to 3 years | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% |
| Above 3 years upto 10 years | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% |
| NRE Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above | |||||||
|---|---|---|---|---|---|---|---|
| From 13-01-2025 | Callable Bulk Deposit | ||||||
| Period | ROI(%) | ||||||
| Rs. 3 Cr to < Rs. 05 Cr | Rs. 5 Cr to < Rs. 10 Cr | Rs. 10 Cr < Rs. 15 Cr | Rs. 15 Cr to < Rs. 25 Cr | Rs. 25 Cr to < Rs. 50 Cr | Rs. 50 Cr to < Rs. 100 Cr | Rs. 100 Cr to Rs. 500 Cr | |
| 365 Days to 400 days | 7.70% | 7.70% | 7.80% | 7.80% | 7.90% | 7.90% | 7.90% |
| 401 Days to 3 years | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% |
| Above 3 years upto 10 years | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% |
| Domestic/NRO Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above | |||||||
|---|---|---|---|---|---|---|---|
| From 13-01-2025 | Non Callable Bulk Deposit-CUB Deposit PLUS | ||||||
| Period | ROI(%) | ||||||
| Rs. 3 Cr to < Rs. 05 Cr | Rs. 5 Cr to < Rs. 10 Cr | Rs. 10 Cr < Rs. 15 Cr | Rs. 15 Cr to < Rs. 25 Cr | Rs. 25 Cr to < Rs. 50 Cr | Rs. 50 Cr to < Rs. 100 Cr | Rs. 100 Cr to Rs. 500 Cr | |
| 7 days to 14 days | -- | -- | -- |
-- |
-- |
-- |
-- |
| 15 days to 45 days | -- |
-- |
-- |
-- |
-- |
-- | -- |
| 46 days to 90 days | -- | -- |
-- |
-- |
-- | -- | -- |
| 91 days to 180 days | 6.70% | 6.70% |
7.25% |
7.25% |
7.25% |
7.25% |
7.25% |
| 181 days to 270 days | 7.00% |
7.00% |
7.10% |
7.35% |
7.35% |
7.35% |
7.35% |
| 271 days to 332 days | 7.10% | 7.25% | 7.30% | 7.60% | 7.60% | 7.60% | 7.60% |
| 333 days | 7.75% | 7.75% |
7.80% |
8.00% | 8.00% |
8.00% |
8.00% |
| 334 days to 400 Days | 8.10% | 8.10% | 8.10% |
8.10% |
7.90% |
7.90% | 7.90% |
| 401 Days to 3 years | -- | -- | -- | -- | -- |
-- |
-- |
| Above 3 years upto 10 years | -- | -- |
-- | -- | -- | -- | -- |
| NRE Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above | |||||||
|---|---|---|---|---|---|---|---|
| From 13-01-2025 | Non Callable Bulk Deposit-CUB Deposit PLUS | ||||||
| Period | ROI(%) | ||||||
| Rs. 3 Cr to < Rs. 05 Cr | Rs. 5 Cr to < Rs. 10 Cr | Rs. 10 Cr < Rs. 15 Cr | Rs. 15 Cr to < Rs. 25 Cr | Rs. 25 Cr to < Rs. 50 Cr | Rs. 50 Cr to < Rs. 100 Cr | Rs. 100 Cr to 500 Cr | |
| 365 Days to 400 days | 8.10% | 8.10% | 8.10% | 8.10% |
7.90% |
7.90% |
7.90% |
| 401 Days to 3 years | -- | -- |
-- |
-- |
-- |
-- |
|
| Above 3 years upto 10 years | -- | -- | -- | -- | -- | -- | -- |
| Revised rate of interest on savings Bank account with effect from 01-11-2021 | |
|---|---|
| Average balance | Rate of Interest % p.a |
| Less than Rs. 1 lakh | 3.00% |
| Above Rs. 1 lakh and up to Rs.10 lakh | 3.50% |
| Above Rs.10 lakhs up to Rs.49.99 crore | 4.00% |
| Rs.50 crore and above | 5.00% |
| Interest rates for FCNR (B) Deposits with effect from 13-01-2025 | |||||||
|---|---|---|---|---|---|---|---|
| PERIOD | USD | GBP | EUR | YEN | CAD | AUD | SGD |
| 1 Year and above but less than 2 Years | 5.60% | 5.00% | 4.00% | 0.20% | 4.25% | 4.50% | 3.50% |
| 2 Years and above but less than 3 Years | 4.50% | 4.75% | 2.50% | 0.20% | 4.00% | 4.35% | 0.00% |
| 3 Years and above but less than 4 Years | 4.25% | 3.75% | 2.00% | 0.20% | 3.75% | 4.25% | 0.00% |
| 4 Years and above but less than 5 Years | 4.00% | 3.75% | 2.00% | 0.20% | 3.75% | 4.25% | 0.00% |
| 5 Years only | 3.90% | 3.75% | 2.00% | 0.20% | 3.75% | 4.25% | 0.00% |
| Interest rates on RFC Deposits with effect from 13-01-2025 | ||||
|---|---|---|---|---|
| PERIOD | USD | GBP | EUR | SGD |
| 1 Year and above but less than 2 Years | 5.60% | 5.00% | 4.00% | 3.50% |
| 2 Years and above but less than 3 Years | 4.50% | 4.75% | 2.50% | 0.00% |
| 3 years | 4.25% | 3.75% | 2.00% | 0.00% |
We may offer 0.50% p.a. on USD RFC savings account & 0% p.a. on EUR, SGD & GBP RFC savings account.
* Pre-closure penalty as per bank’s policy from time to time.
Last Updated on: 13-01-2025 12:04:52 AM
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