Revision of interest rate for Domestic Term Deposits & NRO Deposits


Savings Account
From 25-06-2025
Day End Balance ROI(%)
Below Rs.10 lakh 2.75%
Rs.10 lakh & Above and Below Rs.1 Crore
3.00%
Rs.1 Crore & Above and Below Rs.10 Crore
3.50%
Rs.10 Crore & Above and Below Rs.50 Crore
4.00%
Rs.50 crore and Above
4.50%

Domestic/NRO Callable Term Deposit
From 29-05-2026
Period Rate of Interest % p.a
General Senior Citizen Super Senior Citizen
7 days to 14 days 4.00% 4.00% 4.00%
15 days to 45 days 4.25% 4.25% 4.25%
46 days to 90 days 4.75% 4.75% 4.75%
91 days to 180 days 5.75% 5.75% 5.75%
181 days to 270 days 6.00% 6.25% 6.25%
271 days to 364 days 6.25% 6.50% 6.55%
365 days to 443 days 6.65% 6.90% 6.95%
444 days 7.10% 7.35% 7.40%
445 days to 554 days
7.15% 7.40% 7.45%
555 days 7.25% 7.50% 7.55%
556 days to 3 years 6.50% 6.75% 6.80%
Over 3 Years upto 10 Years 6.25% 6.50% 6.60%
Tax Saver 6.75%
For *NRO deposits, the above rates under General category will alone be applicable i.e., senior citizen rate & super senior citizen rate is not applicable.

NRE TERM DEPOSITS (Senior citizen & Super senior citizen rate not applicable)
From 29-05-2026
PERIOD ROI(%)
365 days to 443 days 6.65%
444 days 7.10%
445 days to 554 days
7.15%
555 days 7.25%
556 days to 3 years 6.50%
Over 3 Years up to 10 Years
6.25%

Non-Callable deposit above 1 Cr and below 3 Cr
From 29-05-2026
Period Rate of Interest % p.a
General Senior Citizen Super Senior Citizen
7 days to 14 days 4.00% 4.00% 4.00%
15 days to 45 days 4.25% 4.25% 4.25%
46 days to 90 days 4.75% 4.75% 4.75%
91 days to 180 days 5.80% 5.80% 5.80%
181 days to 270 days 6.10% 6.35% 6.40%
271 days to 364 days 6.30% 6.55% 6.60%
365 days to 443 days 6.70% 6.95% 7.00%
444 days 7.15% 7.40% 7.45%
445 days to 554 days
7.20% 7.45% 7.50%
555 days 7.30% 7.55% 7.60%
556 days to 3 years 6.50% 6.75% 6.80%
Over 3 Years upto 10 Years 6.25% 6.50% 6.60%
For *NRO deposits, the above rates under General category will alone be applicable i.e., senior citizen rate & super senior citizen rate is not applicable.

NRE Non-Callable Term Deposits above 1 Cr and below 3 Cr (Only General Category)
From 29-05-2026
PERIOD ROI(%)
365 days to 443 days 6.70%
444 days 7.15%
445 days to 554 days
7.20%
555 days 7.30%
556 days to 3 years 6.50%
Over 3 Years up to 10 Years
6.25%

Domestic/NRO Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above
From 12-06-2026
Callable Bulk Deposit
Period ROI(%)
Rs. 3 Cr to < Rs. 5 Cr Rs. 5 Cr to < Rs. 10 Cr Rs. 10 Cr < Rs. 20 Cr Rs. 20 Cr to < Rs. 25 Cr Rs. 25 Cr to < Rs. 50 Cr Rs. 50 Cr to < Rs. 100 Cr Rs. 100 Cr and Above
7 days to 14 days 4.00% 4.00% 4.00% 4.25% 4.50% 4.75% 4.75%
15 days to 45 days 4.25% 4.25% 4.25% 4.75% 4.75% 4.75% 4.75%
46 days to 75 days 5.70% 5.70% 6.00% 6.00% 6.00% 6.00% 6.00%
76 days to 91 days 5.70% 5.70% 6.00% 6.00% 6.00% 6.00% 6.00%
92 days to 120 days 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60%
121 days to 270 days 7.00% 7.00% 7.00% 7.00% 7.00% 7.00% 7.00%
271 days to 364 days 7.00% 7.00% 7.15% 7.15% 7.15% 7.15% 7.15%
365 days to 443 days 7.65% 7.65% 7.65% 7.65% 7.65% 7.65% 7.65%
444 days 7.55% 7.55% 7.55% 7.55% 7.55% 7.55% 7.55%
445 days to 554 days
7.20% 7.20% 7.20% 7.20% 7.20% 7.20% 7.20%
555 days 7.50% 7.50% 7.50% 7.50% 7.50% 7.50% 7.50%
556 days to 3 years 6.50% 6.50% 6.50% 6.50% 6.65% 6.65% 6.65%
Above 3 years to 10 years -- -- -- -- -- -- --


NRE Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above
From 12-06-2026
Callable Bulk Deposit
Period ROI(%)
Rs. 3 Cr to < Rs. 5 Cr Rs. 5 Cr to < Rs. 10 Cr Rs. 10 Cr < Rs. 20 Cr Rs. 20 Cr to < Rs. 25 Cr Rs. 25 Cr to < Rs. 50 Cr Rs. 50 Cr to < Rs. 100 Cr Rs. 100 Cr and Above
365 days to 443 days 7.65% 7.65% 7.65% 7.65% 7.65% 7.65% 7.65%
444 days 7.55% 7.55% 7.55% 7.55% 7.55% 7.55% 7.55%
445 days to 554 days
7.20% 7.20% 7.20% 7.20% 7.20% 7.20% 7.20%
555 days 7.50% 7.50% 7.50% 7.50% 7.50% 7.50% 7.50%
556 days to 3 years 6.50% 6.50% 6.50% 6.50% 6.65% 6.65% 6.65%
Above 3 years to 10 years -- -- -- -- -- -- --

Domestic/NRO Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above
From 12-06-2026
Non Callable Bulk Deposit-CUB Deposit PLUS
Period ROI(%)
Rs. 3 Cr to < Rs. 5 Cr Rs. 5 Cr to < Rs. 10 Cr Rs. 10 Cr < Rs. 20 Cr Rs. 20 Cr to < Rs. 25 Cr Rs. 25 Cr to < Rs. 50 Cr Rs. 50 Cr to < Rs. 100 Cr Rs. 100 Cr and Above
7 days to 14 days 4.05% 4.05% 4.05% 4.30% 4.55% 4.80% 4.80%
15 days to 45 days 4.30% 4.30% 4.30% 5.00% 5.00% 6.00% 6.85%
46 days to 75 days 5.80% 5.80% 6.25% 6.25% 6.25% 6.25% 6.85%
76 days to 91 days 5.80% 5.80% 6.25% 6.25% 6.25% 6.25% 6.85%
92 days to 120 days 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.85%
121 days to 270 days 7.10% 7.10% 7.25% 7.25% 7.25% 7.25% 7.25%
271 days to 364 days 7.10% 7.10% 7.45% 7.45% 7.45% 7.45% 7.45%
365 days to 443 days 7.70% 7.70% 7.75% 7.75% 7.75% 7.75% 7.75%
444 days 7.75% 7.75% 7.80% 7.80% 7.80% 7.80% 7.80%
445 days to 554 days
7.25% 7.25% 7.25% 7.25% 7.25% 7.25% 7.25%
555 days 7.55% 7.55% 7.65% 7.65% 7.65% 7.65% 7.65%
556 days to 3 years 6.55% 6.55% 6.55% 6.55% 6.70% 6.70% 6.70%
Above 3 years to 10 years -- -- -- -- -- -- --


NRE Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above
From 12-06-2026
Non Callable Bulk Deposit-CUB Deposit PLUS
Period ROI(%)
Rs. 3 Cr to < Rs. 5 Cr Rs. 5 Cr to < Rs. 10 Cr Rs. 10 Cr < Rs. 20 Cr Rs. 20 Cr to < Rs. 25 Cr Rs. 25 Cr to < Rs. 50 Cr Rs. 50 Cr to < Rs. 100 Cr Rs. 100 Cr and Above
365 days to 443 days 7.70% 7.70% 7.75% 7.75% 7.75% 7.75% 7.75%
444 days 7.75% 7.75% 7.80% 7.80% 7.80% 7.80% 7.80%
445 days to 554 days
7.25% 7.25% 7.25% 7.25% 7.25% 7.25% 7.25%
555 days 7.55% 7.55% 7.65% 7.65% 7.65% 7.65% 7.65%
556 days to 3 years 6.55% 6.55% 6.55% 6.55% 6.70% 6.70% 6.70%
Above 3 years to 10 years -- -- -- -- -- -- --

Bulk Deposit shall be accepted only with prior permission from Bank's Treasury Department




Interest rates for FCNR (B) Deposits with effect from 10-06-2026
PERIOD USD GBP EUR YEN CAD AUD SGD
1 Year and above but less than 2 Years 5.10% 4.10% 2.50% 0.20% 3.00% 4.00% 2.00%
2 Years and above but less than 3 Years 4.00% 4.00% 2.00% 0.20% 2.75% 3.95% 0.00%
3 Years and above but less than 4 Years 7.10% * 3.00% 1.50% 0.20% 2.50% 3.85% 0.00%
4 Years and above but less than 5 Years 7.10% * 3.00% 1.40% 0.20% 2.50% 3.75% 0.00%
5 Years only 7.10% * 3.00% 1.40% 0.20% 2.50% 3.65% 0.00%

* FCNR Deposit has a minimum lock-in period of one Year. Premature closure of the deposit is permitted only after completion of the lock-in period of one year. In the event of premature closure of the deposit after one year but before maturity, 1% penal Interest along with the applicable swap cost, if any, will be levied and recovered for the period the deposit remained with the bank. 




Interest rates on RFC Deposits with effect from 10-06-2026
PERIOD USD GBP EUR SGD
1 Year and above but less than 2 Years 5.10% 4.10% 2.50% 2.00%
2 Years and above but less than 3 Years 4.00% 4.00% 2.00% 0.00%
3 years 3.00% 3.00% 1.50% 0.00%


We offer 0.50% p.a. on USD RFC savings account & 0% p.a. on EUR, SGD & GBP RFC savings account.


* Pre-closure penalty as per bank’s policy from time to time.

Last Updated on: 12-06-2026 02:21:35 AM

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