Savings Account | |
---|---|
From 10-02-2025 | |
Daily Balance | Revised ROI(%) |
Up to Rs.5 lakh | 2.75% |
Above Rs.5 lakh and up to Rs.10 lakh |
3.00% |
Above Rs.10 lakh and up to Rs.25 lakh |
3.50% |
Above Rs.25 lakh and up to Rs.50 crore |
4.00% |
Above Rs.50 crore |
5.00% |
Domestic/NRO Callable Term Deposit |
|||||
---|---|---|---|---|---|
From 15-04-2025 |
|||||
Period | Rate of Interest % p.a | ||||
General | Senior Citizens | Super Senior Citizens | |||
7 days to 14 days | 4.00% | 4.00% | 4.00% | ||
15 days to 45 days | 5.00% | 5.00% | 5.00% | ||
46 days to 90 days | 5.50% | 5.50% | 5.50% | ||
91 days to 180 days | 6.00% | 6.00% | 6.00% | ||
181 days to 270 days | 6.25% | 6.50% | 6.50% | ||
271 days to 364 days | 6.50% | 6.75% | 6.75% | ||
365 days | 7.25% | 7.50% | 7.60% | ||
366 days to 3 Years | 7.00% | 7.25% | 7.30% | ||
Above 3 Years upto 10 Years | 6.25% | 6.50% | 6.50% | ||
Tax Saver | 6.25% | ||||
For *NRO deposits, the above rates under General category will alone be applicable i.e., senior citizen rate & super senior citizen rate is not applicable. |
NRE TERM DEPOSITS (Senior citizen & Super senior citizen rate not applicable) | |
---|---|
From 15-04-2025 | |
PERIOD | Revised ROI(%) |
365 days |
7.25% |
366 days to 3 Years |
7.00% |
Above 3 Years up to 10 Years |
6.25% |
Domestic/NRO Rupee Term deposits above Rs 1.00 Cr and below Rs 3.00 Cr for "CUB Deposit Plus - Non callable Deposit" | |||
---|---|---|---|
From 15-04-2025 | |||
Particulars | General | Senior Citizens | Super Senior Citizens |
91 days to 180 days | 6.00% | 6.00% | 6.00% |
181 days to 270 days | 6.25% | 6.50% | 6.50% |
271 days to 364 days | 6.50% | 6.75% | 6.75% |
365 days | 7.50% | 7.60% | 7.70% |
366 days to 3 years | 7.10% | 7.35% | 7.40% |
Above 3 Years up to 10 Years | 6.25% | 6.50% | 6.50% |
For NRO deposits, the above rates under General category will alone be applicable i.e., Senior Citizen, Super Senior Citizen rate is not applicable.
NRE TERM DEPOSITS (Senior citizen & Super senior citizen rate not applicable) | |
---|---|
Non Callable (Above 1 Cr and below 3Crs) | |
From 15-04-2025 | |
PERIOD | Revised ROI(%) |
365 days |
7.50% |
366 days to 3 Years |
7.10% |
Above 3 Years up to 10 Years |
6.25% |
Domestic/NRO Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above | |||||||
---|---|---|---|---|---|---|---|
From 15-04-2025 | Callable Bulk Deposit | ||||||
Period | ROI(%) | ||||||
Rs. 3 Cr to < Rs. 05 Cr | Rs. 5 Cr to < Rs. 10 Cr | Rs. 10 Cr < Rs. 20 Cr | Rs. 20 Cr to < Rs. 30 Cr | Rs. 30 Cr to < Rs. 50 Cr | Rs. 50 Cr to < Rs. 100 Cr | Rs. 100 Cr to 500 Cr | |
7 days to 14 days | 5.00% | 5.00% | 5.50% | 5.75% | 6.40% | 6.50% | 6.60% |
15 days to 45 days | 5.25% | 5.25% | 5.50% | 5.70% | 6.50% | 6.65% |
6.65% |
46 days to 90 days | 5.75% | 5.75% | 5.90% | 6.25% | 6.50% |
7.00% | 7.00% |
91 days to 180 days | 6.65% | 6.65% | 6.85% | 6.85% | 6.85% | 7.05% | 7.05% |
181 days to 270 days | 6.80% | 6.80% | 6.80% | 6.90% | 6.95% | 7.05% | 7.05% |
271 days to 364 days | 7.00% | 7.00% | 7.00% | 7.10% | 7.20% | 7.20% | 7.20% |
365 days |
7.30% | 7.30% | 7.30% | 7.30% | 7.35% | 7.35% | 7.35% |
366 days to 3 years | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% |
Above 3 years upto 10 years | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% |
NRE Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above | |||||||
---|---|---|---|---|---|---|---|
From 15-04-2025 | Callable Bulk Deposit | ||||||
Period | ROI(%) | ||||||
Rs. 3 Cr to < Rs. 05 Cr | Rs. 5 Cr to < Rs. 10 Cr | Rs. 10 Cr < Rs. 20 Cr | Rs. 20 Cr to < Rs. 30 Cr | Rs. 30 Cr to < Rs. 50 Cr | Rs. 50 Cr to < Rs. 100 Cr | Rs. 100 Cr to 500 Cr | |
365 Days |
7.30% | 7.30% | 7.30% | 7.30% | 7.35% | 7.35% | 7.35% |
366 Days to 3 years | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% |
Above 3 years upto 10 years | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% | 6.70% |
Domestic/NRO Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above | |||||||
---|---|---|---|---|---|---|---|
From 15-04-2025 | Non Callable Bulk Deposit-CUB Deposit PLUS | ||||||
Period | ROI(%) | ||||||
Rs. 3 Cr to < Rs. 05 Cr | Rs. 5 Cr to < Rs. 10 Cr | Rs. 10 Cr < Rs. 20 Cr | Rs. 20 Cr to < Rs. 30 Cr | Rs. 30 Cr to < Rs. 50 Cr | Rs. 50 Cr to < Rs. 100 Cr | Rs. 100 Cr to 500 Cr | |
7 days to 14 days | -- | -- | -- |
-- |
-- |
-- |
-- |
15 days to 45 days | -- |
-- |
-- |
-- |
-- |
-- | -- |
46 days to 90 days | -- | -- |
-- |
-- |
-- | -- | -- |
91 days to 180 days | 6.70% | 6.70% |
6.95% |
6.95% |
6.95% |
7.15% |
7.15% |
181 days to 270 days | 6.85% |
6.85% |
6.85% |
6.95% |
7.00% |
7.15% |
7.15% |
271 days to 364 days | 7.05% | 7.05% | 7.05% | 7.15% | 7.30% | 7.30% | 7.30% |
365 days |
7.35% | 7.35% | 7.35% | 7.35% | 7.40% | 7.40% | 7.40% |
366 Days to 3 years | -- | -- | -- | -- | -- |
-- |
-- |
Above 3 years upto 10 years | -- | -- |
-- | -- | -- | -- | -- |
NRE Rupee Term deposits of Rs.3.00 Cr (Bulk Deposit) and above | |||||||
---|---|---|---|---|---|---|---|
From 15-04-2025 | Non Callable Bulk Deposit-CUB Deposit PLUS | ||||||
Period | ROI(%) | ||||||
Rs. 3 Cr to < Rs. 05 Cr | Rs. 5 Cr to < Rs. 10 Cr | Rs. 10 Cr < Rs. 20 Cr | Rs. 20 Cr to < Rs. 30 Cr | Rs. 30 Cr to < Rs. 50 Cr | Rs. 50 Cr to < Rs. 100 Cr | Rs. 100 Cr to 500 Cr | |
365 Days |
7.35% | 7.35% | 7.35% | 7.35% | 7.40% | 7.40% | 7.40% |
366 Days to 3 years | -- | -- |
-- |
-- |
-- |
-- |
-- |
Above 3 years upto 10 years | -- | -- | -- | -- | -- | -- | -- |
Interest rates for FCNR (B) Deposits with effect from 02-04-2025 | |||||||
---|---|---|---|---|---|---|---|
PERIOD | USD | GBP | EUR | YEN | CAD | AUD | SGD |
1 Year and above but less than 2 Years | 5.50% | 4.70% | 3.00% | 0.20% | 3.10% | 4.40% | 3.00% |
2 Years and above but less than 3 Years | 4.40% | 4.45% | 2.00% | 0.20% | 3.00% | 4.15% | 0.00% |
3 Years and above but less than 4 Years | 3.60% | 3.45% | 1.50% | 0.20% | 2.75% | 4.00% | 0.00% |
4 Years and above but less than 5 Years | 3.40% | 3.45% | 1.40% | 0.20% | 2.75% | 3.85% | 0.00% |
5 Years only | 3.35% | 3.45% | 1.40% | 0.20% | 2.75% | 3.85% | 0.00% |
Interest rates on RFC Deposits with effect from 02-04-2025 | ||||
---|---|---|---|---|
PERIOD | USD | GBP | EUR | SGD |
1 Year and above but less than 2 Years | 5.50% | 4.70% | 3.00% | 3.00% |
2 Years and above but less than 3 Years | 4.40% | 4.45% | 2.00% | 0.00% |
3 years | 3.60% | 3.45% | 1.50% | 0.00% |
We may offer 0.50% p.a. on USD RFC savings account & 0% p.a. on EUR, SGD & GBP RFC savings account.
* Pre-closure penalty as per bank’s policy from time to time.
Last Updated on: 15-04-2025 04:37:04 PM
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