Tata AIA Life Insurance Fortune Guarantee Secure

Tata AIA Fortune Guarantee Secure


Product Overview

Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan

Imagine having a plan that not only supports you through life’s significant moments but also provides a steady income. Whether it's that second source of income you've always wanted, ensuring your children have access to the best education, or creating lasting memories with your family on vacations, having a solid financial foundation is essential.

Introducing Tata AIA Fortune Guarantee Secure—a savings plan designed to help you achieve your dreams with guaranteed returns and comprehensive life coverage throughout the entire policy term.

Depending on your goals and time frame, you can choose to start receiving your benefits right away or at a later stage in life.

*T & C apply.

Key Benefits

  • Flexibility to choose from 4 plan options as per your financial goals
  • Advanced income 2 option to get income immediately post 3 days of policy issuance^ to meet your financial needs effortlessly
  • Grow your income by choosing sub wallet feature1 & withdraw as and when required
  • Special woman discount5 - 2% on First Year’s Premium specially for women customers
  • “Premium Offset”4 feature to offset your premium against survival benefit payouts
  • Enjoy tax benefits on premiums and benefits, as per applicable Tax Laws3

Disclaimers

  • Tata AIA Fortune Guarantee Secure - Individual, Non-Linked, Non-participating, Life Insurance Savings Plan (UIN: 110N206V02)1The current loyalty addition rate on the Sub-wallet will be 4.05% compounding annually. This rate will be reviewed every six months (on 1st April & 1st October every year).
  • 2This feature must be chosen at inception only. The last instalment due on end of Policy Term shall be paid on the date of Maturity only.
  • 3Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
  • 4The Premium Offset Feature lets you use the survival benefit payouts to cover your premium payments, making it easier to manage your policy costs.
  • 5A discount of 2% on -first year premium will be offered to female life assureds. In case of Joint Life policies, discount of 2% on -first year will be offered when both the lives are females.
  • ^Income immediately after 3 days of policy issuance is available with Early income plus option.
    This product is underwritten by Tata AIA Life Insurance Company Ltd.
    Insurance cover is available under this product.
    This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.
  • This product is underwritten by Tata AIA Life Insurance Company Ltd.
  • 1Insurance cover is available under this product.
  • This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.
  • In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
  • All Premiums and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium or interest. Tata AIA Life shall have the right to claim, deduct, adjust and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
  • Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No.110) CIN No. U66010MH2000PLC128403 Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013.
  • Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.
  • For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com.

  • City Union Bank is Registered with Insurance Regulatory and Development Authority of India bearing Registration Number CA0023 is the corporate agent/intermediary of Tata AIA Life Insurance Company Limited and does not underwrite the risk or act as an insurer. Registered Address: 149 , TSR Big Street , Kumbakonam612001. Participation by the clients of City Union Bank in the insurance product is purely on voluntary basis. The Contract of Insurance is between Tata AIA Life Insurance and the insured and not between City Union Bank and the insured.

  • L&C/Advt/2025/Feb/0444

  • BEWARE OF SPURIOUS PHONE CALLS & FICTITIOUS / FRAUDULENT OFFERS

  • IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.


Last Updated on: 21-02-2025 11:28:21 AM

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