eblr interest rate

Dear Customers, We are planning for a maintenance of our systems to serve you better. Due to this there may be disruption in our services on 19th Aug 2025 between 00:30 Hrs to 03:30 Hrs in ATM Switch Services.

BCP Activity

Download E-Paper News at this important juncture each day from The New Indian Express & Dinamani

E-Paper

CITY UNION BANK is registered with DICGC

DICGC

Looking for something specific? We are here to assist.

Ask Lakshmi, Your Virtual Assistant

Call CUB’s 24 X 7 Customer Care:

Write to us: customercare@cityunionbank.com

Looking for something specific?
We are here to assist.

Ask Lakshmi, Your Virtual Assistant

Call CUB’s 24 X 7 Customer Care:

Write to us: customercare@cityunionbank.com

External Benchmark Rate (EBR) – Linked To Repo Rate

External Benchmark Lending Rate (EBLR) = Repo Rate + Spread

In terms of instruction issued by Reserve bank of India vide notification No.DBR. Dir.No.1413.03.00/2019-20 dated 4th September, 2019, all new floating rate Personal or Retail Loans and floating rate loans to Micro and Small Enterprises extended by the Bank from 01.10.2019 will be linked to an External Benchmark.
With a view to further strengthening monetary policy transmission, RBI has decided that all new floating rate loans to the Medium Enterprises extended by banks from April 01, 2020 shall be linked to the external benchmarks.
The effective rate of interest to the borrower will be the combination of EBLR, Credit Risk Premium and Business Strategy Premium.
Click here to view EBLR interest rate details